The Crypto POS System Built for Real Business
Accept cryptocurrency payments in-store with 0% transaction fees, instant payouts, and no KYB required. Lumo POS is the non-custodial crypto payment terminal for businesses that demand more.
- 0% fees on every transaction — always
- Instant settlement, no waiting periods
- No KYB — open to all businesses including high-risk
- Non-custodial — your keys, your funds
- BTC, ETH, TRX & XRP at launch
0%
Transaction fees
< 5s
Avg. settlement time
4
Blockchains at launch
No KYB
Required to start
Three steps. Done.
Lumo POS keeps the customer experience as simple as any contactless card payment.
01
Customer selects crypto at checkout
They choose to pay with BTC, ETH, TRX, or XRP. Lumo POS calculates the exact amount at the live market rate.
02
Scan QR or tap to pay
The device displays a payment request. The customer scans with their wallet or taps via NFC — no account creation, no friction.
03
Instant confirmation, funds in your wallet
The transaction confirms on-chain. Funds arrive directly in your Lumo Business Wallet — settled, final, and yours.
Everything a business payment terminal should be
Lumo POS is built from the ground up for merchants who need a crypto payment system that actually works — without the fees, delays, or gatekeeping of traditional processors.
0% Transaction Fees
Every penny your customer pays is a penny you keep. No percentage cuts, no monthly processing fees, no hidden charges — ever.
Instant Payouts
Payments settle directly into your Lumo Business Wallet the moment the blockchain confirms — no clearing delays, no banking windows.
No KYB Required
No Know Your Business verification. No approval waiting periods. No arbitrary risk classifications. If you have a business, you can use Lumo POS.
Non-Custodial by Design
Only you hold the private keys to your business wallet. Lumo never touches your funds. No platform freeze risk. No account terminations.
Borderless Payments
Accept crypto from any customer, anywhere in the world — with no currency conversion fees, no cross-border surcharges, and no FX friction.
QR & NFC Ready
A premium countertop device with QR code display and NFC tap-to-pay. Works with any customer crypto wallet — no app installation needed.
PulseAI Built In
Lumo POS surfaces revenue insights, transaction summaries, and smart alerts automatically — so you always know where your business stands.
Mastercard Infrastructure
Built on Mastercard-grade payment rails — bringing the reliability of a globally recognised network to every crypto transaction you take.
Accept the world's most used payment networks
Lumo POS launches with four blockchain networks — chosen for speed, liquidity, and real-world adoption.
Bitcoin
The global standard
Ethereum
Web3's backbone
Tron
Near-zero fee
XRP
Settles in 3–5s
More networks will be added post-launch. Suggest a network via the waitlist form.
Built for businesses banks won't touch
Traditional payment processors reject whole industries. Lumo POS doesn't. Whether you're running a physical store, an online platform, or operating in a sector labelled "high-risk" — Lumo POS works for you, no questions asked.
Get Early AccessLumo POS vs. traditional card processing
The numbers make the case. See exactly what you gain by switching to a crypto POS system.
Based on standard card processor rates of 2–4%. Individual results may vary by network.
Questions answered
Do I need to complete KYB to use Lumo POS?
No. Lumo POS requires no Know Your Business verification. Any business — including those in high-risk industries — can start accepting crypto payments without approval delays or paperwork.
What cryptocurrencies can I accept?
At launch, Lumo POS supports Bitcoin (BTC), Ethereum (ETH), Tron (TRX), and XRP. Additional networks are planned post-launch. Customers pay from any compatible wallet.
How does settlement work?
Payments settle directly into your non-custodial Lumo Business Wallet the moment the transaction confirms on-chain. There is no clearing delay and no middleman holding your funds.
Are there really no transaction fees?
Correct — Lumo charges 0% on business crypto payments accepted through Lumo POS. Revenue is generated on other services (swaps, card spending, outbound transfers) — not on your sales.
Is Lumo POS hardware or software?
Both. Lumo POS is a purpose-built countertop device for physical retail, plus a software plugin for e-commerce stores. You can use one or both depending on your business model.
When does Lumo POS launch?
Lumo POS is scheduled to launch in Q1 2027. Join the waitlist now to secure early access and priority onboarding.
More questions? Visit our full FAQ →
Be first in line.
Lumo POS launches Q1 2027. Businesses on the waitlist get priority onboarding, direct support from the Lumo team, and first access to the hardware.
68+
Businesses on waitlist
Q1 2027
Target launch
UK, EU, US
Launch markets