Built for the future of payments
Everything you need to own, spend, and accept crypto — without compromising on security or convenience.
True Self-Custody
Your private keys never leave your device. No intermediaries, no custodians. You are the only one who controls your assets.
Lumo Debit Card
Spend your crypto anywhere with the Lumo Debit Card powered by our licensed partner issuer. Simply top-up your card and spend freely — no extra steps. Subject to partner limits and verification.
Fast Settlements
Designed for a fast experience. Receive payments quickly and access your money without the typical multi-day clearing delays.
Powered by PulseAI
Your intelligent wallet assistant. Smart guidance, real-time insights and personalised recommendations — woven through every part of the Lumo experience.
Swaps
Swap crypto in Lumo Wallet with a fast, smooth, and fully compliant experience. Enjoy transparent rates, reliable execution, and full control of your funds every step of the way.
Borderless Payments
Send and receive crypto across borders with minimal friction. No currency conversion delays. Subject to partner limits and verification.
Lumo POS
A purpose-built countertop device for physical retail. Accept crypto in-store with zero processing fees and instant settlement — no card networks required. Coming soon.
PulseAI
Lumo's built-in AI layer — woven through the wallet, business tools and POS. Smart guidance, real-time insights and personalised recommendations to make crypto simpler every day. Coming soon.
Be first in line.
Simple, secure, and built for the future of digital finance. Join the waitlist to get early access and be among the first to experience the future of crypto payments.