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Lumo
How It Works

Simple by design. Powerful by nature.

For Individuals

01

Download Lumo

Get the app and create your wallet in seconds. Your private keys are generated on your device and never shared.

02

Fund Your Wallet

Transfer crypto from any exchange or wallet. Lumo supports multiple chains and tokens.

03

Spend Anywhere

Top up your Lumo Debit Card, powered by a licensed issuer, with crypto and spend at millions of locations worldwide.

For Businesses

01

Add Lumo to Your Site

Install the Lumo Wallet Plugins and link with your secret key, from your Lumo Wallet dashboard, and you're good to start accepting crypto on your checkout.

02

Accept Crypto Payments

Customers pay with crypto directly. No chargebacks, no disputes, no middlemen.

03

Get Paid Fast

Funds arrive in your wallet once a transaction confirms on-chain. Designed for a fast experience with no multi-day holds.

Early Access

Be first in line.

Simple, secure, and built for the future of digital finance. Join the waitlist to get early access and be among the first to experience the future of crypto payments.

No spam. We'll only email you when Lumo is ready to launch.