Lumo Wallet × MoonPay: Buy Crypto Instantly Inside Your Wallet
Getting your first crypto shouldn't require signing up to an exchange, verifying your identity for days, and then transferring funds to a separate wallet. With MoonPay integrated directly into Lumo Wallet, you can go from zero to crypto in minutes — buying with your card or bank transfer and receiving funds straight into your self-custody wallet.
What Is MoonPay?
MoonPay is one of the world's leading crypto on-ramp infrastructure providers. Used by hundreds of wallets, exchanges, and apps globally, MoonPay allows anyone to purchase cryptocurrency using everyday payment methods — debit cards, credit cards, bank transfers, Apple Pay, Google Pay, and more.
MoonPay handles the compliance, payment processing, and regulatory overhead of the fiat-to-crypto conversion — so you don't have to set up an exchange account just to buy some Bitcoin.
How It Works Inside Lumo Wallet
The MoonPay integration is built directly into Lumo's Buy flow. Here's how simple it is:
- Open Lumo Wallet and tap "Buy" — select MoonPay as your provider.
- Enter your amount — in your local currency (GBP, USD, EUR, and many more).
- Choose your asset — BTC, ETH, TRX, XRP, or other supported coins.
- Select your payment method — card, bank transfer, Apple Pay, or Google Pay.
- Confirm the purchase — MoonPay processes it and sends the crypto directly to your Lumo Wallet address.
No exchange account. No separate app. No transferring funds between platforms. Your crypto arrives in your self-custody wallet where only you control the keys.
Why MoonPay?
Lumo chose MoonPay for its global reach, compliance record, and payment method breadth:
- 160+ countries supported — one of the widest coverage footprints in the on-ramp space
- Multiple payment methods — card, bank transfer, Apple Pay, Google Pay, SEPA, and more
- Trusted by industry leaders — used by MetaMask, Trust Wallet, and hundreds of other apps
- Fast processing — most purchases complete within minutes
- Regulatory compliance — fully licensed and compliant across its operating regions
Self-Custody Stays Intact
A critical point: MoonPay delivers your purchased crypto directly to your Lumo Wallet address. At no point does Lumo or MoonPay hold your funds after the transaction completes. The crypto goes from MoonPay's liquidity directly onto the blockchain to your self-custody wallet.
Your keys remain on your device. Your custody is never compromised.
MoonPay + Transak + Guardian: More Choice
Lumo doesn't rely on a single on-ramp provider. Alongside MoonPay, Lumo also integrates Transak and Guardian as additional on-ramp options. At purchase time, you can compare rates and choose the provider that offers the best deal for your region and payment method.
Ready to buy crypto directly into self-custody?
Join the Lumo Wallet waitlist and get first access to MoonPay-powered purchases at launch.
Join the Waitlist →Frequently Asked Questions
What is MoonPay?
MoonPay is a leading crypto on-ramp infrastructure provider used by hundreds of wallets and apps globally. It allows users to buy cryptocurrency with a debit/credit card or bank transfer in minutes.
How do I buy crypto with MoonPay in Lumo Wallet?
Inside the Lumo Wallet app, tap 'Buy' and select MoonPay as your provider. Enter the amount in your local currency, choose your payment method, and complete the purchase. Crypto arrives directly in your self-custody wallet.
Which countries is MoonPay available in through Lumo?
MoonPay operates in 160+ countries. Availability in Lumo Wallet follows MoonPay's regional coverage. UK, Europe, and US users are fully supported at launch.
Does buying through MoonPay affect my self-custody?
No. Crypto purchased via MoonPay is delivered directly to your Lumo Wallet address. Lumo never holds your funds — you receive them directly into your self-custody wallet.
Are there fees for buying crypto with MoonPay?
MoonPay charges a small purchase fee (typically 1–4.5% depending on payment method and region). Lumo does not add any additional fees on top of MoonPay's standard rates.
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