PulseAI: The AI Crypto Assistant Built Into Lumo Wallet
Most crypto wallets show you a balance and a list of transactions. PulseAI goes further — it's Lumo Wallet's built-in AI assistant that reads your portfolio in real time, surfaces what matters, and explains your crypto activity in plain language. No jargon. No dashboards to interpret. Just intelligence, built into the wallet.
What Is PulseAI?
PulseAI is an AI-powered layer embedded directly inside Lumo Wallet. It continuously monitors your portfolio — balances, transactions, market movements, and on-chain activity — and delivers context-aware insights to help you make better decisions with your crypto.
Think of it as having a knowledgeable financial analyst available inside your wallet, 24/7, who speaks plain English and never tries to sell you anything.
What PulseAI Does
Portfolio Analysis
Real-time breakdown of your holdings — performance, allocation, and value changes across all supported assets.
Smart Alerts
Proactive notifications when significant events happen: large price moves, unusual transaction activity, or network congestion affecting your pending transfers.
Plain-Language Explanations
Ask PulseAI anything about your wallet — 'Why is my ETH transfer taking so long?' or 'What happened to my balance?' — and get a clear, jargon-free answer.
Market Context
PulseAI surfaces relevant market information when it's useful — not as noise, but as context for what's happening to your assets right now.
Business Insights
For Business Wallet users, PulseAI summarises payment activity, flags unusual transaction patterns, and keeps you on top of your revenue in real time.
Swap Guidance
Before you swap, PulseAI can explain the current rate, estimated network fees, and any conditions worth knowing — so you swap with confidence.
PulseAI and Self-Custody: Where's the Line?
A reasonable question: if an AI has visibility over your portfolio, does that compromise your self-custody?
The answer is no — by design. PulseAI operates on observable, read-only data: balances, transaction history, and public market information. It has zero access to your private keys and zero ability to move, sign, or authorise transactions. Your keys remain on your device. Your custody is complete.
PulseAI is intelligence, not control. The decisions — and the keys — stay yours.
Why AI Belongs in a Crypto Wallet
Crypto is fast, 24/7, and unforgiving. Unlike traditional finance, there's no bank support line to call, no fraud team to reverse a mistaken transfer. The responsibility falls on you as the self-custody user — and that's exactly why intelligent guidance matters.
PulseAI doesn't replace your judgement. It extends it. It catches what's easy to miss when you're not watching 24/7. It explains what's confusing. And for businesses, it keeps your payment operations visible without requiring you to become a blockchain expert.
PulseAI for Business Wallet Users
Beyond personal portfolio management, PulseAI delivers specific value to Lumo Business Wallet users:
- Daily and weekly revenue summaries across all crypto payment channels
- Alerts for payment confirmation delays or unusual transaction sizes
- Explanation of on-chain events relevant to your business operations
- Swap rate alerts when converting between assets
- POS transaction summaries for Lumo POS merchants (Q1 2027)
Want AI-powered insights in your crypto wallet?
PulseAI comes built into Lumo Wallet at no extra cost. Join the waitlist and be first to access it at launch.
Join the Waitlist →Frequently Asked Questions
What is PulseAI?
PulseAI is Lumo Wallet's built-in AI assistant. It provides real-time portfolio analysis, smart alerts, market insights, and plain-language explanations of your crypto activity — directly inside the Lumo app.
Does PulseAI make trades automatically?
No. PulseAI is an insights and guidance tool — it informs and alerts you, but never executes trades on your behalf. Full control stays with you at all times.
Is PulseAI available on all accounts?
PulseAI will be available to all Lumo Wallet users at launch — both individual and business accounts.
Does PulseAI access my private keys?
No. PulseAI operates on observable portfolio data and market information only. It never has access to private keys or the ability to move funds.
When is Lumo Wallet (and PulseAI) available?
Lumo Wallet launches July 1, 2026. Join the waitlist at mylumoapp.io to get early access.
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