Instant Crypto Swaps in Lumo Wallet, Powered by Swaps.XYZ
Switching between cryptocurrencies used to mean logging into an exchange, navigating an order book, waiting for a withdrawal, and paying fees at every step. With Swaps.XYZ integrated directly into Lumo Wallet, swapping is as simple as choosing what you have and what you want — executed instantly, non-custodially, without leaving your wallet.
What Is Swaps.XYZ?
Swaps.XYZ is a crypto swap aggregator that connects to multiple liquidity sources — both decentralised and centralised — to find the best available rate for any given swap pair. Rather than locking you into a single exchange's pricing, Swaps.XYZ routes your swap through the most efficient path available at the time of execution.
The result: better rates, faster settlement, and no need to create accounts on multiple platforms.
How Swaps Work Inside Lumo Wallet
- Tap "Swap" in Lumo Wallet — select the asset you're swapping from and the asset you want to receive.
- Enter your amount — Lumo fetches the current best rate via Swaps.XYZ in real time.
- Review and confirm — you see the exact amount you'll receive and the estimated network fee before confirming.
- Swap executes on-chain — Swaps.XYZ routes the transaction through the optimal liquidity path. Funds arrive in your wallet directly.
No exchange account. No order books. No withdrawal wait. Non-custodial from start to finish.
Why Lumo Uses Swaps.XYZ
- Best-rate aggregation — sources liquidity across multiple providers simultaneously
- No KYC required — swap without creating an account or submitting identity documents
- Non-custodial execution — assets move on-chain between addresses; nothing is held by a centralised party
- Fast settlement — swap completion times match the underlying network speeds
- Transparent pricing — you see exactly what you're getting before you confirm
Swaps.XYZ + ChangeNow: Dual Swap Coverage
Lumo integrates two swap providers — Swaps.XYZ and ChangeNow — giving you broader pair coverage and competitive rate comparison. Both providers are non-custodial and require no registration. Together, they cover a wide range of swap pairs across the assets Lumo supports at launch and beyond.
Swap crypto without leaving your wallet.
Instant, non-custodial swaps are built into Lumo Wallet. Join the waitlist to get early access.
Join the Waitlist →Frequently Asked Questions
What is Swaps.XYZ?
Swaps.XYZ is a crypto swap aggregator that sources the best rates across multiple decentralised and centralised liquidity providers — delivering optimal swap execution for users.
Does swapping through Swaps.XYZ require KYC?
No. Swaps.XYZ operates without mandatory KYC for standard swap sizes. You swap directly from your Lumo Wallet without creating an account or verifying your identity.
Which pairs can I swap in Lumo Wallet via Swaps.XYZ?
At launch, swap pairs include BTC, ETH, TRX, and XRP. Additional assets will be available as Lumo expands its supported network coverage.
Are swaps non-custodial?
Yes. Swaps via Swaps.XYZ are executed on-chain. Lumo never holds your assets during the swap process — funds move directly between blockchain addresses.
How long does a swap take?
Swap times depend on the networks involved. TRX and XRP swaps complete in seconds. ETH and BTC swaps may take a few minutes depending on network conditions.
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